You'll never see it advertised, but this retirement secret can get you everything from auto insurance and power tools to luxury cruises and Callaway golf clubs – for a mere fraction of what others pay.
"I felt like I was beating the system in a big way"
~ Carmen Iraheta, Florida retiree
Dear reader,
If you're still paying full price for the everyday items you buy, you're getting ripped off.
That's because you could be getting as much as 80% OFF, without making drastic changes to your shopping habits.
You see, I've uncovered a retirement secret that could get you a $10,000 flat-screen TV for just $2,000... a 20% discount on Starbucks coffee... 70% off Ralph Lauren wool sweaters... and 50% off personal check printing.
Keep in mind, this has nothing to do with clipping coupons... a customer rewards program... or digging through the sale bins at Wal-Mart.
Rather, it's all part of a little-known program called the "Treasure Hunt," (yes, that's the real name) which was created by one of America's most innovative retailers to encourage retirees to use their products.
By taking advantage of this program, regular Americans are scoring incredible bargains on more than 4,000 everyday items:
"I just switched auto insurance [from Geico] and saved over $500 on annual premiums," reports Kenny Smart of Tulsa, Oklahoma.
Molly Reid found her husband a Samsung 40" LCD television for just $749. The same TV sold for $1,399 at Best Buy – almost double the price.
"We saved over $700 on baby formula," says schoolteacher Katy Holder.
Even better, the deals aren't limited to regular household items.
In fact, the Treasure Hunt program includes what CNN Money calls "a carousel of ridiculously priced high-quality inventory."
As Rodney Taylor of Little Rock, Arkansas said, "I came for the deals, but I stayed for the treasure."
For instance, 52-year old David Burke of Juneau, Alaska, bought an original Picasso – authenticated by the artist's daughter and the International Society of Appraisers – for FIFTY-SEVEN PERCENT OFF the price you'd pay at a gallery.
And Richard Rush from Seattle landed a sweet deal when he found a genuine Cartier "Santos-Dumont" watch that sells for $11,750 on Rodeo Drive... at FORTY-FIVE PERCENT OFF.
Few people have heard of the Treasure Hunt program, because the company doesn't advertise in the media... so you'll only hear about it via word of mouth.
And that's why I'm writing you.
I want to get the word out to other retirees about how to save as much as 80% off almost anything you buy... from wine to gasoline to baseball tickets.
But I'm getting ahead of myself.
The first question I need to ask you is:
You're probably thinking there's a catch to this moneysaving program... and yes... there is.
First, in order to qualify for the Treasure Hunt program, you need a driver's license – or any other state-issued picture ID – to sign up.
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You also need to pay a nominal fee of $50 up front. If that's not in your budget, then this opportunity is probably not right for you.
But if you decide to take these simple steps today, you can "buy darn near anything you wish to buy, [but] you don't need to spend a fortune in doing so," says retiree Jack Nell, a long-time customer.
Joe Baccus from Pittsburgh told friends: "The first time my heart beat a little faster was when I realized that the Pellegrino water cost half what it did at my local market.
"Then I noticed the dried chicken strips for dogs that sold for a dollar apiece at a nearby pet store were available in a half-pound sack containing 120 of them for $11! Could that possibly be a savings of 90%? Turned out it was right."
He went on to say: "It's a great place to buy food I can freeze, cleaning supplies and office supplies. And area rugs and tires. And swim goggles. Did I already mention those picture frames? And oh my God a real piano for only $7000!"
In short, if you want to get more bang for your buck, look no further than the company that Fortune magazine recently ranked as the #1 Specialty Retailer in America.
"I love the money it saves me. We live basically on one income, so I watch what I spend very carefully," admits Brenda Holloway.
So how does the retailer manage to deliver these ridiculous prices?
Let me explain...
the "gray market"– 100% legally
This is no ordinary company...
That's because it has a secret weapon... a little-known edge that ensures massive profits, even in tough economic times.
In a nutshell, it's known as the "gray market."
You see, back in 1983, a small group of forward-thinking men set up shop in an old airplane hangar – previously owned by the legendary billionaire Howard Hughes.
These men were retail industry "insiders" who, after years of seeing consumers being ripped off by corporate giants, decided to start a no-frills company focused on bringing the best possible prices to the public.
It wasn't easy. Big retail corporations tried to run them out of town at every turn...
But they persevered, and today, the founders are experts at "acquiring high-end brands – legally – on the gray market," reports CNN Money.
They spend thousands of man-hours "scouring the global marketplace for the best deals," says Money Magazine.
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No item has a mark-up of more than 15%. In contrast, supermarkets generally mark up merchandise by 25% and department stores by 50% or more, reports The New York Times.
Charlie Munger of Berkshire Hathaway fame says the company is "God's gift to consumers." And he should know... he shops there.
In short, you can save as much as $315 a month or more on the everyday products you already buy.
Now, $315 may not sound like a lot of money. But when you add it all up, you could be saving about $3,790 a year.
I don't know about you, but I wouldn't say no to an extra $3,790... for doing nothing but my ordinary shopping.
The way I look at it, you're simply throwing away money if you don't take advantage of this situation.
But here's the thing...
If you're retired or looking to retire, it gets even better.
Incredibly, this one moneysaving, moneymaking opportunity I've mentioned is just one of many secrets that ordinary, hard-working Americans can use to radically improve their retirement.
For example, I've discovered ways you can get free golf... a free car... free flights... free drugs... free utilities... even free vacations...
If these opportunities sound like something you'd be interested in, let me explain the details...
My name is Dr. David Eifrig, but most folks call me "Doc."
I'm an MBA graduate of one of America's top schools. From there, I landed a job at Goldman Sachs, where I worked for many years in their elite derivatives group.
But after a decade of watching Wall Street's greedy, unethical crooks screw the "little guy" at every turn, I was becoming bitter and disillusioned.
So I retired... I wanted to do good in the world.
And soon enough I got it into my head that I wanted to become a doctor.
So I packed up my home and went to medical school at the University of North Carolina. Soon after I continued my studies to become an eye surgeon. (I have published research in the top medical journal in the ophthalmology field... and I remain Board-eligible.)
I spent more than a decade in medicine as well, but along the way I realized that medicine is more about special-interest groups and wasteful bureaucracy than healing people.
After all, keeping people sick is a profitable business to be in.
So in 2007, I retired for a second time.
Sure, I made a lot of money on Wall Street... enough to pay for a pretty comfortable retirement. And as an eye surgeon I can easily make $500,000 a year.
But the truth is, I no longer want to be part of a system that is controlled by corporate greed and dishonesty.
You see, I believe in personal responsibility, rational thought, and questioning the policies of our government, regardless of which party is in power.
I refuse to follow the herd and let the Wall Street and Washington slime-balls pick my pockets every single day.
I also won't accept that this country's incredible wealth-building opportunities are reserved for the "elite" who think they're better than the rest of us.
In short, after almost three decades of seeing firsthand how the rich get richer and the sick get sicker, I decided that enough is enough.
So for the past couple years, I've spent every spare minute digging beneath the media hype to learn: the safest way to invest... the best way to travel... how to save thousands each year by taking advantage of legitimate freebies... and most importantly, the right things to put into my body.
Right now, I want to share the opportunities I've uncovered with other people contemplating retirement who would otherwise simply never hear about them.
For instance, did you know that there are several "loopholes" in the fabric of our financial system, which enable you to get thousands of dollars every single month, beginning immediately, without doing any work or making a single investment?
Let me show you what I mean...
~ Murray Roth, Martinsburg, WV
(cashed in on a $1,000-per-month gov't "loophole")
(cashed in on a $1,000-per-month gov't "loophole")
I can't say for sure if the "easy money" programs below make sense for you or not, but I think they are definitely worth considering.
After all, taking advantage of just one of these programs sure beats the heck out of finding a part-time job to supplement your income, or having to clip coupons every month.
- FREE "ANYTIME" ACCESS TO RETIREMENT SAVINGS: Most Americans don't know you can take out and begin using your retirement savings at any age you wish, even if you are in your 40s and 50s... thanks to a Revenue Ruling on IRS code 72. It's your money – use it if you need it!
- $1,033 PER MONTH FROM THE GOVERNMENT: A "loophole" in the U.S. retirement system now enables you to collect as much as $1,033 per month from Social Security... OVER AND ABOVE what you are already receiving. A PhD social security expert we interviewed – who has testified before Congress 16 times – said about this situation: "This is like finding money on the street... over 10 million people could benefit." I'll explain all the requirements to see if you could benefit from this opportunity.
- FREE MONEY FOR HOMEOWNERS: Did you know that if you own a home, you could collect an immediate cash payment of up to $100,000 – without selling, renting, or getting a "reverse" mortgage. The money you collect is not a loan. There are no monthly payments or interest charges. And the money is yours immediately, to do with whatever you please.
- $30,000 A YEAR FOR SAVING ENERGY: I have a doctor friend in Maine who recently alerted me to an incredible way to get "free money" from the government. He's installing a special piece of alternative energy equipment on his property. He'll NET $2,500 a month in extra income – paid by local and federal governments. If there's an easier way to make an extra $30,000 a year, I don't know about it.
If you know where to look, you can also take advantage of a whole world of retirement freebies, which 99% of the public will never know about...
to live a rich retirement
Starting today, I want you to look at retirement in a completely different way.
Because if you're still paying for vacations... airline tickets... golf green fees... telephone service... a car... or even hotel rooms... you're missing out on a world of retirement freebies that will boggle your mind.
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Let me show you what I mean...
FREEBIE #1: Never pay for a phone call again
My colleagues and I have been using this service for months to phone locally, nationally and internationally, at any time of the day or night.
And we pay absolutely nothing.
You see, there's a proprietary software program (you don't have to buy it) that uses existing telecommunications infrastructure to route calls all over the globe... totally free of charge.
I know this sounds impossible, but it's 100% true, and totally legal.
- USA Today reported that anyone willing to try the "software (17 million already have) gets legal, unlimited talk time."
- BusinessWeek says the company's "radical technology and marketing threaten the very foundations of telecom."
If you're phoning within the United States, I estimate you can easily save as much as $50 a month or more. That's well over $600 per year...
FREEBIE #2: Fly to the islands for 60% off
Hawaii is easily one of the best vacation destinations on Earth. Only problem is, it's a long and tiresome flight for most. But check this out...
Few Americans know about a "loophole" in the airline system that could let you fly first-class to Hawaii for more then 60%-OFF the published fare. The secret is, instead of calling the airline or booking directly on the internet, you should call the airline's "vacation" department.
For example, I recently saw a roundtrip price of $1,913 on Northwest Airlines... but the price was just $716 if booked through Northwest WorldVacations. You can get similar Hawaii discounts through United or American Airlines too.
In fact, I even found one incredible "loophole" in this system that could get you a flight to Hawaii, totally FREE!
FREEBIE #3: Free golf at world famous courses
I love the game of golf, even though it's a ridiculously expensive hobby. But a good friend of mine has found a way to get 100% free golf, at some of the best courses in the world.
In fact, my friend used this secret recently to play 44 consecutive rounds of FREE golf in a row (including several courses that are ranked among Golf Digest's Top 100 in the World).
This has nothing to do with a "discount" program... sneaking onto the course... or anything underhanded like that.
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All you have to do is make a simple phone call, or send an email or letter.
Even if you use this secret only a few times a year, it can save you hundreds of dollars.
But that's not all...
FREEBIE #4: Pay nothing for your next flight
Want airline tickets across the country or across the globe? Well, you can pay full price ($800 or more)... or... if your travel time is a little flexible, you can pay next to nothing, thanks to a New York firm I know about, which has an unusual relationship with just about every major airline.
I've personally gotten more than 25 free European airline tickets in my life, and I can tell you, nothing gets your vacation off to a better start than a dirt-cheap flight.
FREEBIE #5: Drive a Porsche, totally free of charge
I'm not talking about a test-drive here...
Rather, there is a way for you to drive a world-class car (like a Corvette, Porsche, BMW or Mercedes) without paying a cent. I realize it probably sounds impossible, but not only do you get to drive one of these world-class beauties for free, but you can actually get paid thousands of dollars for simply driving around town in your amazing vehicle.
FREEBIE #6: An RV vacation for just $22 a day
I don't know about you but I love trekking across country in a Gulfstream, Newmar, or other top-of-the-line, fully outfitted RV.
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How does this secret work?
Well, the companies that rent these giant RVs constantly need to move them around the country, from one location to another. Rather than hire expensive drivers or moving companies, you can volunteer to make the trip for them. In exchange, you get a huge discount – and can typically take 9 days or more to make the journey.
For example, I recently took a 28-foot, fully loaded RV on a 5-day trip from Las Vegas to Arizona. I got to use a $95,000 RV for just $22 a day! I can show you exactly who to call and what to say to set yourself up for this luxurious, practically free vacation.
FREEBIE #7: Caribbean vacation for $155
Few Americans know that there's an incredibly simple way for you to get a big corporation's marketing department to give you a dramatically discounted vacation.
I've used this secret personally to go to Myrtle Beach, Hilton Head, Disney World, and New York City. Next, I'm off to Puerto Vallarta... and I'm only paying $155!
FREEBIE #8: Free Napa Valley wine vacation
I love California wine country, and one of my best contacts there recently told me about a "loophole" in the West Coast wine system that enables you to have a free stay at one of the wine estates in Sonoma or Napa Valley. You don't pay anything... it's totally free!
I also have a friend who owns one of these Sonoma properties. I'll give you his number and tell you how this loophole works – and you can call to arrange a free wine country vacation as soon as you like.
FREEBIE #9: Half off college tuition
I'm sure I don't have to tell you how ridiculously expensive good colleges are. (The New York Times reported tuition costs rose a whopping 439% between 1982 and 2007.)
But I've recently learned about what might be the biggest secret in higher education: How to get a degree at America's top schools, for about HALF-OFF the regular tuition price.
You see, in just about every school's admission policies, there's a secret, which allows you to pay roughly half the tuition as other students, for the exact same degree. This has nothing to do with financial aid, loans or scholarships.
I can pretty much guarantee no college is ever going to tell you this secret, but if you or anyone in your family is going to college, this one secret alone will save you tens of thousands of dollars.
FREEBIE #10: Cable TV at half the price (even free)
One of my friends told me recently about a little-known way to literally slash your cable TV bill in half. The cable companies never advertise this secret, but you can take advantage of it with a single call... and cut your cable bill to as little as $12 a month. Potential savings: At least $144 a year.
PLUS...
- Free movie tickets (I used this secret just a couple months ago)...
- How to stay in a B&B (bed and breakfast) anywhere in the world for $15 per night. This incredible chain of B&Bs has 4,000 locations around the globe...
- How to get 50% off your bill when you stay at ANY Hyatt Hotel...
- 50% off train tickets on Amtrak. Just be sure to mention this 5-digit code...
Should you feel guilty about getting all of these freebies?
Well, here's how I look at it. YOU are the one who's been paying money all of these years. YOU are the one who's been helping these big corporations rack up record profits. I think it's time they gave something back to you in exchange.
Let me show you how to begin taking advantage of all these opportunities immediately...
I'm on a mission to help Americans liberate themselves from the giant institutions that are destroying retirement for a whole generation of regular folks like you and me.
But I can assure you, these "loopholes" and opportunities are very real and 100% legal.
And I'm going to share everything I know in a monthly letter called The Retirement Millionaire.If you're interested, the first thing I'll send you are 2 reports on how to take advantage of everything I've described so far...
Retirement Report #1:
The Retirement Guide to Freebies
This report contains all the details about a little-known retirement secret that can get you everything from auto insurance and power tools to luxury cruises and Callaway golf clubs – for as much as 80% off. The report also contains little known but completely legitimate and tested methods to get nearly everything you need for a rich retirement... free of charge, or almost free. I'm talking about free phone service, free golf, free cars, free cruises and airline tickets, free hotel rooms, almost-free dinners, free college education... and much, much more.
Retirement Report #2:
FREE Money Without Working or Investing
You'll find details of several incredible opportunities, including how to take advantage of a program that will give you an immediate cash payment of thousands of dollars, just for staying in your current home. (Remember this has nothing to do with a reverse mortgage, renting, or anything like that.) I also explain a "loophole" that enables you to get an extra $1,033 per month from the Social Security Administration... how to immediately take money out of your IRA (penalty-free) no matter what your age... and an incredible government program that pays one of my doctor friends an extra $2,500 a month.
Also, I'd like to send you something else that I think will make a big difference in your retirement.
Let me explain...
secrets of the U.S. healthcare system
There's no question that the healthcare industry is America's biggest rip-off.
As a medical doctor with a dozen years inside this industry, I've seen things that would make your head spin...
But the good news is, if you know how to work the system, there are incredible opportunities to get great healthcare at huge discounts, or even free of charge.
Let me show you a few examples of what I mean...
HOW TO GET FREE PRESCRIPTION DRUGS:
If you are paying full retail costs for prescription drugs these days, you are, to put it mildly, getting fleeced.
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1) Nearly Free Drugs. Did you know you can buy drugs direct from 2 secret sources, which can potentially save you hundreds of dollars a month? For example, the world's most popular drug is Lipitor, for high cholesterol. It typically costs $400 a month! Well, I can show you two sources that can bring down the cost for treating high cholesterol to just $3.33 a month.
2) Totally Free Drugs. Probably the biggest secret of all in the healthcare industry is the fact that you can get just about any type of drug, free of charge. You see, most people don't know that every drug company in the world has a special program that allows you to simply fill out a few forms, and possibly get the drugs you need, 100% free of charge. The drug companies never advertise this fact. And it's highly unlikely you'll ever hear about it from your doctor. But as The Wall Street Journal recently said, it's "the best-kept secret of the drug business."
SLASH YOUR HEALTH BILLS 30%:
Here's something even better. Few Americans know about a government program outlined by the "Revenue Ruling 2003-102," which could save you 25% to 35% on EVERY penny you spend on treatment, no matter how big or small.
I'm talking about everything from doctor's visits, drugs (over-the-counter and prescription), and band-aids... to surgeries, aspirin, ice packs, heating pads, and even stomach antacids.
The great thing is, it doesn't matter how much money you make. You have to meet just one qualification, and if you do, you'll be issued a special card to use every time you pay for just about any medical expense. I'll show you exactly how to do it.
MORE FREE MONEY FOR RETIREMENT:
In 2006, the U.S. government passed another health-related program as part of the Tax Relief and Healthcare Act of 2006. It was intended to help Americans pay for their healthcare bills — but what they didn't realize at the time is that they were also creating the retirement "loophole" of the decade.
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Author and economist Paul Zane Pilzer, says these unusual accounts are "like IRAs on steroids." These accounts were created by the healthcare industry, and are now one of the best ways to help pay for your retirement healthcare expenses. It's simple to sign up, and can potentially give you tens of thousands of extra dollars for retirement.
These secrets of the healthcare world are just the beginning.
There's so much more I want to tell you too, regarding how you can turn the tables on the U.S. healthcare system. For example...
- How to save as much as 50% off the costs of expensive surgery — The Wall Street Journal actually wrote about this secret in their Dec. 6th edition...
- How to quickly and easily resolve any insurance dispute (the insurance companies don't want you to know about this operation in Indiana)... and more.
This Retirement Report... and the one on how to get access to a whole world of Retirement Freebies... plus the one on how to Get Free Money Without Working or Investing... comes FREE with a subscription to my new letter called: The Retirement Millionaire.
You see, what I do every month in The Retirement Millionaire is spend several weeks traveling the country to investigate retirement "loopholes" and opportunities first hand.
In the past few months, for example, I've traveled to Arizona, New York, Florida, California, Seattle, Texas, and Tennessee.
In the next few weeks, I'm off to Alabama, Arkansas, Minnesota, and S. Carolina.
In each of these places, I find interesting opportunities for you to make more money... to save a ton of money... to vacation free of charge... or to simply turn the tables on corporate America, and put more money in your own bank account.
The best part is, you don't have to leave home to take advantage of these opportunities...
I do all the legwork for you.
I travel to visit the companies and check out the stories behind these opportunities. And to meet firsthand with people who have already taken advantage of these little-known situations.
Then I explain what I've found each month in my simple black & white letter, called The Retirement Millionaire. It's delivered by mail and e-mail on the fourth Friday of each month.
If you're interested, I'll also send you my personal emails, once a month from the road, to let you know what I'm investigating, and what opportunities I've found. I always travel with my laptop, which makes it easy for me to hook up to the internet and send you an update from the road.
If you want to join me on this quest to take advantage of a world of freebies and opportunities that are out there for the taking... all you need to do is take a trial Subscription to my newsletter called The Retirement Millionaire.
If you decide to take a trial subscription, you can take the next four (4) months to decide whether my work is right for you.
If not, simply let me know and you'll get a full refund for the money you've paid us. No questions asked... no reasons needed.
The point is, this is a publication unlike anything else out there, as far as I know... and I'm not asking you to make any commitment whatsoever.
The work I do is not for everyone — and you'll have to make a decision on your own if Retirement Millionaire is right for you.
The good news is, if you decide to have a look at what I'm doing, you are agreeing only to TRY a subscription to my letter to see if you like it. If not, you'll get a full refund, and we'll part as friends.
How much am I charging for my new publication, and how can you get started?
Well, before I give you the specifics, let me tell you about one more thing I recommend you take advantage of immediately, to improve your retirement in a big, big way...
What if I told you that, thanks to the U.S. insurance industry, there's a good chance there's a piece of paper in your desk drawer that is potentially worth $250,000 or more...
Would you be interested?
And what if I told you that you could get the money almost immediately, and use it however you wish for the rest of your life...
And that you don't ever have to pay it back...
Still interested?
Well, it has to do with life insurance and a specific type of insurance broker. If you know how, you could get hundreds of thousands of dollars from this secret.
That's exactly what a man named Alfred Zoeller did, pocketing an incredible $640,000 he and his wife could use instantly, for whatever they want. Another fellow named Zachary Childs got nearly a whopping $535,000.
You can bet the insurance companies don't like it one bit! They may even try to stop you from doing it, even though it's 100% legal. So don't be fooled...
The crazy thing is, as The Wall Street Journal recently reported, "few people know they have [this] option." As Stephen Ellis, who recently needed cash and received a $205,000 lump sum payout told the paper: "Wow, what an incredible way to put a value on this."
I don't know about you, but I've been paying insurance premiums for the past 35 years... with basically nothing to show for it.
I'm tired of it. It's about time they started paying me for a change... and this is probably the perfect way to collect.
I've been doing a ton of research on this opportunity over the past few months. And I can tell you exactly the right way to do it. How to get the most money. Whom to call and what to say.
I'll send you all of the details of these opportunities in my new Report called: A Paper Worth $250,000 for Your Retirement.
This Report is included with a one-year subscription to The Retirement Millionaire, which normally costs $99.
But here's the best part...
Today, you have the chance to take advantage of all of the opportunities I've described here, for HALF-OFF the regular price.
So instead of the $99 rate others will pay, you'll pay just $49.50 for a full year of Retirement Millionaire, which includes everything I've mentioned here.
And again, you are agreeing only to TRY my work to see if it's right for you. If not, you can receive a refund, no questions asked.
I hope to hear from you right away.
Subscribe Now to get started.
Here's to a wealthy retirement,
Dr. David Eifrig, MD, MBA
April 2010
P.S. There's something I forgot to mention: I've also found a way to own silver – real, hold-it-in-your-hand silver – for just $1.37 a piece. You may not know this, but silver was one of the best-returning assets of 2009 (up 4-TIMES) higher than gold. And I believe the price is set to explode in the coming years. Quite simply, this is one of the best and cheapest ways to own it that I've ever come across. In fact, this government-certified silver investment is poised to soar 469% or more over the next several years, making it one of the world's safest, most lucrative investments right now. You'll find all the details in my free Retirement Report, How to Buy U.S. Government-Backed Silver for $1.37, free when you take a trial subscription to The Retirement Millionaire.